What exactly is a cash advance loan?
A cash advance loan is a small unsecured loan, usually for $100 to $1,500, which is designed to meet your financial needs until your next payday. Essentially, you are making out a check for the advanced loan amount, plus a fee, to be held until your next payday.
How do I get a payday loan?
Simply complete the online application and submit it from our web site and we will attempt to connect you to a lender online within a timely manner.
How long do I have to pay back the loan?
Your loan is normally due on your next pay date. However, most lenders will allow you to extend your loan by paying a fee.
I was almost delinquent on my phone bill and stumbled upon Pay-Day-Online.com. I filled out the application and I was able to pay my bill the next day.
Justin , NY
My lender took the time to explain everything to me clearly and after I was approved I received my money really fast.
Tracey , NM
Our son fell off his bike and was rushed to the emergency room. We didn't have health insurance and I remembered Pay-Day-Online.com when I needed some money last year. I filled out my application and was approved for $1500.00!
Nicole & Terrance , TX
My 16 year old daughter got a speeding ticket on her way to her after school job. I had no idea how we were going to fit the payment into our monthly budget. I filled out the online application and the lender I was matched with was really nice and helpful.
William , NC
I just got a new car loan and my interest rate changed my monthly payment. I had no idea how I was going to make my next payment on time. Pay-Day-Online.com helped me pay my bill on time. My lender was helpful and I used them for a few more payments until I was able to save and make the payment on my own.
Kelli , CO
An unexpected car repair cost me a few hundred dollars, my rent was due in a couple of days so I filled out the application at Pay-Day-Online. It was quick and easy!
Heather , FL
Cash Advance Loan A loan that is granted to borrowers when a small amount of money is needed to cover funds until they receive their next paychecks. Once the paycheck is received, the cash advance loan must be repaid, often at a very high interest rate.
Annual Percentage Rate (APR) This figure, which takes into account all finance charges, represents the annual cost of credit or the interest rate charged on a loan. The Federal Truth In Lending Act requires payday lenders to conspicuously disclose the APR to prospective borrowers.
Credit Score Also referred to as FICO or a credit rating, this three-digit number which typically ranges from 300 to 850, is a measure of a borrower's creditworthiness based on payment history, balances, and outstanding debts.
