What exactly is a cash advance loan?
A cash advance loan is a small unsecured loan, usually for $100 to $1,500, which is designed to meet your financial needs until your next payday. Essentially, you are making out a check for the advanced loan amount, plus a fee, to be held until your next payday.

How do I get a payday loan?
Simply complete the online application and submit it from our web site and we will attempt to connect you to a lender online within a timely manner.

How long do I have to pay back the loan?
Your loan is normally due on your next pay date. However, most lenders will allow you to extend your loan by paying a fee.



I am so thankful I came across the Pay-Day-Online site. It was fast and I didn't have to leave my home.
Nikki , IL

I just got a new car loan and my interest rate changed my monthly payment. I had no idea how I was going to make my next payment on time. Pay-Day-Online.com helped me pay my bill on time. My lender was helpful and I used them for a few more payments until I was able to save and make the payment on my own.
Kelli , CO

My 16 year old daughter got a speeding ticket on her way to her after school job. I had no idea how we were going to fit the payment into our monthly budget. I filled out the online application and the lender I was matched with was really nice and helpful.
William , NC

Our son fell off his bike and was rushed to the emergency room. We didn't have health insurance and I remembered Pay-Day-Online.com when I needed some money last year. I filled out my application and was approved for $1500.00!
Nicole & Terrance , TX

My bills were piling up and getting out of control. I filled out my form, sent it in and was contacted fast. I was able to pay my bills and not worry anymore.
Taylor , MA

I was almost delinquent on my phone bill and stumbled upon Pay-Day-Online.com. I filled out the application and I was able to pay my bill the next day.
Justin , NY



Cash Advance Loan A loan that is granted to borrowers when a small amount of money is needed to cover funds until they receive their next paychecks. Once the paycheck is received, the cash advance loan must be repaid, often at a very high interest rate.

Annual Percentage Rate (APR) This figure, which takes into account all finance charges, represents the annual cost of credit or the interest rate charged on a loan. The Federal Truth In Lending Act requires payday lenders to conspicuously disclose the APR to prospective borrowers.

Credit Score Also referred to as FICO or a credit rating, this three-digit number which typically ranges from 300 to 850, is a measure of a borrower's creditworthiness based on payment history, balances, and outstanding debts.

PRIVACY STATEMENT

The following policy explains how we gather and use personal information in detail. This policy may change from time to time and www.pay-day-online.com reserves the right to change or modify this policy at any time with or without notice. If you have any questions about this policy, please feel free to contact us.


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Registration:
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Use and Sharing of PII:
www.pay-day-online.com reserves the right to use registrant PII: (1) for the specific purpose for which such information was provided (including matching registrants with a cash advance loan company or companies); Please be aware that in the process of matching registrants with a lender or service provider we provide registrant PII to those companies. In addition, in order to determine whether your registration information meets their lending criteria they may access your credit report or credit information through a credit bureau or similar service which may result in one or more inquiries on your credit report. (2) as disclosed at the time such information is provided; and (3) as disclosed in this Policy. However, please note that www.pay-day-online.com may change this Policy at any time and therefore www.pay-day-online.com may in the future use registrant PII for additional purposes not currently included in this Policy.


Also, www.pay-day-online.com may share registrant PII with its partners, sponsors, advertisers, service providers and marketers' lookup and reference services and any other entities that www.pay-day-online.com believes are able to provide registrants with special offers and opportunities. Note that although www.pay-day-online.com advises everyone who receives Registrant PII from www.pay-day-online.com to support this Policy, www.pay-day-online.com has no control over such party's information handling practices and is not responsible for any failure of such party to adhere to this Policy.


As a condition of registration, registrants agree that www.pay-day-online.com may share their PII with the Network Sites and unaffiliated third parties. If you do not agree that www.pay-day-online.com may share your PII with such entities, you may not register on www.pay-day-online.com, and if you are already registered, you must immediately terminate your account, by following the instructions in 'Opting-Out of Further Communications.'


We may use personal information to provide the services you've requested, including services that display customized content and advertising. In addition to any fee of which you are notified, your provider's standard messaging rates apply to our confirmation and all subsequent SMS correspondence. You may opt-out and remove your SMS information by sending "STOP", "END", "QUIT" to the SMS text message you have received. If you remove your SMS information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondence to you.

We may use personal information to provide the services you've requested, including services that display customized content and advertising. In addition to any fee of which you are notified, your provider's standard messaging rates apply to our confirmation and all subsequent SMS correspondence. You may opt-out and remove your SMS information by sending "STOP", "END", "QUIT" to the SMS text message you have received. If you remove your SMS information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondence to you.

Additionally, www.pay-day-online.com may share Registrant PII in aggregate, non-personal form, with select companies that wish to reach a particular target audience. This information will allow these entities to provide relevant offers to specific registrants.


Finally, www.pay-day-online.com may disclose registrant PII in order to: (1) comply with applicable laws; (2) respond to governmental inquiries; (3) comply with valid legal process; and (4) protect the rights or property of www.pay-day-online.com, the Network Sites or other registrants of this Site.


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By submitting personal contact and/or financial information through (www.pay-day-online.com domain), the user hereby grants written permission to www.pay-day-online.com, its affiliated sites, and its business partners for contact via telephone, mail, and/or e-mail. Further, by registering at www.pay-day-online.com you are consenting to receive phone calls from www.pay-day-online.com, its affiliated sites, and its business partners for contact via telephone, including but not limited to lenders that may contact you regarding a loan and thereby registrants waive their right to file a claim with the FTC or any other agency in reference to these calls or contacts.


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Transfer In Certain Circumstances:
In its sole discretion, www.pay-day-online.com may transfer, sell or assign information collected on and through this Site, including without limitation, PII and other registrant-provided information, to one or more third parties, as a result of the sale, merger, consolidation, change in control, transfer of substantial assets, reorganization or liquidation of www.pay-day-online.com and/or Network Sites.


Change in Policy:
www.pay-day-online.com may, from time to time, amend this Policy, in whole or part, in its sole discretion. Depending on the nature of the change, www.pay-day-online.com will either announce the change (1) on the privacy policy page of the site, or (2) provide such notice via e-mail to registrants. By not unsubscribing, following the announcement of any changes, you will be deemed to have agreed to such changes. If you do not agree with the terms of this Policy, as it may be amended from time to time, in whole or part, you must terminate your registration by unsubscribing at unsubscribe@www.pay-day-online.com


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Updated on 8/13/2008